Permanent & Bank Financing
When timing or complexity matter
As real estate projects mature, their financing needs change.
A property that has been renovated, leased, or repositioned often becomes eligible for more stable and cost-effective long-term financing. The right permanent loan can reduce financing costs, improve cash flow, and provide predictable capital for the long term.
Janus Capital works with developers and investors to secure permanent and bank financing once a property has reached or is approaching stabilization. Our role is to help borrowers navigate the lending landscape and structure financing that supports the long-term performance of the asset.
Financing Solutions for Stabilized Properties
We work with a range of lending partners to secure financing solutions tailored to the property and the borrower’s investment strategy.
Agency Alternative Multifamily Loans
Financing designed for multifamily properties that may not fit traditional agency guidelines but still benefit from long-term, institutional-quality debt.
Value-add or repositioning projects
When a property requires renovations, lease-up, or operational improvements before it qualifies for permanent financing.
DSCR Loans with Long-Term Fixed Rates
Debt-service coverage ratio (DSCR) loans offer predictable financing based on the performance of the property, often with long-term fixed rates and minimal operational restrictions.
Bank Financing
Traditional bank financing can be an excellent option for stabilized properties, especially when paired with the right lender relationship and loan structure.
Why Investors Work With Janus Capital
Janus Capital helps borrowers approach this process strategically.
Rather than applying to a single bank or lender, we help developers evaluate financing options across multiple institutions and identify the lenders best suited for the project.
This approach can provide:
1
Alignment
Different banks and lenders specialize in different asset types, markets, and borrower profiles.
2
Expertise
We help structure the transaction and negotiate terms so that borrowers secure financing that supports their long-term objectives.
3
Efficiency
By understanding both the borrower’s goals and the lender’s underwriting perspective, we help transactions move from application to closing efficiently.